Insurance is available in Spirit Lake. Insurance is defined as risk management by providing a contingency fund against unexpected losses. The individual (or group, or company) transfers to risk to the insurance company in lieu of payment. The entity buying the insurance from the insurer is known as the policyholder. The charge for risk transfer is known as the premium. The policyholder is imdemnified or compensated in case of loss. Risk appraisal, control and management is a separate, independent field of study. Insurance can be taken against a number of risks, such as life, health, property such as the house or the car, unemployment and others. The premium is fixed, based on the associated risk factors. Spirit Lake has one or more players in the insurance field, such as Allied Insurance, American Family Insurance, AIG, Guardian Life Insurance Company of America, Nationwide Mutual Insurance Company, New York Life Insurance Company, Reliance Insurance Company and many more. Each has its own bouquet of insurance offerings.
(Long Island, NY) In today’s environmentally-conscious worldview that is being shared by more and more people, alternative fuel sources are the Holy Grail of the “green” movement. There are many new ways to eschew hydrocarbon-laden gasoline when it comes to filling up your vehicle’s tank at the pump, and one of the most oft-talked about are biofuels- mainly ethanol and..