Find a Business Near: Spirit Lake, IA

Insurance - All In Spirit Lake

Insurance - All

Below is a list of businesses listed within our directory which provide Insurance - All services. If you do not see your business within the list below, you can submit it for addition to this list. Adding your business will feature your listing above Standard listings.

Standard Listings

Business Listing   Bank Midwest Insurance Services - Spirit Lake, IA - Phone: (712) 336-1224

Business Listing   Best Insurance Services - Spirit Lake, IA - Phone: (712) 336-5090

Business Listing   Dickinson County Mutual Insurance Associates - Spirit Lake, IA - Phone: (712) 336-1262

Business Listing   Farm Bureau Insurance - Spirit Lake, IA - Phone: (712) 336-3260

Business Listing   Financial Services Inc - Spirit Lake, IA - Phone: (712) 336-1034

Business Listing   Fritcher Insurance Services - Spirit Lake, IA - Phone: (712) 336-0269

Business Listing   Investment Centers of America Inc - Spirit Lake, IA - Phone: (712) 336-5399

Business Listing   Lakeshore Mortgage Corporation - Spirit Lake, IA - Phone: (712) 336-1244

Business Listing   Plunkett- David D Insurance - Spirit Lake, IA - Phone: (712) 336-2003

Business Listing   Schatz- James V - Spirit Lake, IA - Phone: (712) 336-2499

Business Listing   Wymer Insurance Inc - Spirit Lake, IA - Phone: (712) 336-0028

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Helpful Definition for: Insurance - All

Insurance, in Spirit Lake,denotes a service primarily meant for risk management that provides financial assistance during an unexpected loss or transfers the risk of a loss equitably, from one entity to another, in exchange for payment. An insurance company in Spirit Lake sells the insurance to its client, called insured, or policyholder, who is the person or entity buying the insurance policy. The factor called 'Insurance rate' determines the amount to be charged for a certain deal of insurance coverage, which is called the premium.

Insurance pools funds from many insured entities or exposures to pay for the losses incurred & thus protects the insured entities from the risk of paying a fee, the amount of which may depend upon the frequency and severity of the event occurring.

Insurance can be provided by private companies to cover the risks, typically sharing seven common characteristics:

1. Large number of similar exposure units

2. Definite loss

3. Accidental loss

4. Large loss

5. Affordable premium

6. Calculable loss

7. Limited risk of catastrophically large losses

The legal principles of an insurance policy generally include- Indemnity, Insurable interest, Utmost good faith, Contribution, Subrogation & proximate cause. Insurance may be provided for various tangible & intangible properties, such as- Home insurance, Vehicle or auto insurance, Health insurance, Accident, sickness & unemployment insurance, Casualty insurance, Life insurance, Property, Liability or Credit Insurance & closed-community self-insurance.

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