Find a Business Near: Swansea, IL

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    Insurance - All in Swansea

    Below is a list of businesses listed within our directory. If you do not see your business within the list below, you can submit it for addition to this list. Adding your business will feature your listing above Standard listings.

    Standard Listings

    Business Listing   AAA Insurance - Swansea, IL - Phone: (618) 235-5700

    Business Listing   Arnold Margaret Insurance - Swansea, IL - Phone: (618) 277-1900

    Business Listing   Arthur J Gallagher & CO Southern Illinois - Swansea, IL - Phone: (618) 233-2255

    Business Listing   Bank Of America - Swansea, IL - Phone: (618) 236-8388

    Business Listing   Beimfohr Associates Insurance Agency - Swansea, IL - Phone: (618) 234-7145

    Business Listing   Chase Home Finance - Swansea, IL - Phone: (618) 233-6658

    Business Listing   Dave Threlkeld Ins Agency Inc - Swansea, IL - Phone: (618) 235-3800

    Business Listing   Equity One Mortgage - Swansea, IL - Phone: (618) 212-4998

    Business Listing   FCB Swansea Bank - Swansea, IL - Phone: (618) 239-9000

    Business Listing   Fuhrhop Carl - Swansea, IL - Phone: (618) 233-3077

    Business Listing   Insurance Xpress - Swansea, IL - Phone: (618) 257-8300

    Business Listing   K & K Insurance Services Inc - Swansea, IL - Phone: (618) 310-1494

    Business Listing   K &K Insurance Services Inc - Swansea, IL - Phone: (618) 257-8420

    Business Listing   Milton Joe - Swansea, IL - Phone: (618) 235-5344

    Business Listing   Pharmacy Benefit Designs - Swansea, IL - Phone: (618) 234-4695

    Business Listing   Royal Alliance Associates - Swansea, IL - Phone: (618) 235-2077

    Business Listing   Schweiss Insurance Agencies Inc - Swansea, IL - Phone: (618) 277-5048

    Business Listing   Wottowa Insurance Agency Inc - Swansea, IL - Phone: (618) 233-2882

    Business Listing   Wottowa Insurance Agency Inc. - Swansea, IL - Phone: (618) 426-5214

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    Helpful Definition for: Insurance - All

    Insurance, in Swansea,denotes a service primarily meant for risk management that provides financial assistance during an unexpected loss or transfers the risk of a loss equitably, from one entity to another, in exchange for payment. An insurance company in Swansea sells the insurance to its client, called insured, or policyholder, who is the person or entity buying the insurance policy. The factor called 'Insurance rate' determines the amount to be charged for a certain deal of insurance coverage, which is called the premium.

    Insurance pools funds from many insured entities or exposures to pay for the losses incurred & thus protects the insured entities from the risk of paying a fee, the amount of which may depend upon the frequency and severity of the event occurring.

    Insurance can be provided by private companies to cover the risks, typically sharing seven common characteristics:

    1. Large number of similar exposure units

    2. Definite loss

    3. Accidental loss

    4. Large loss

    5. Affordable premium

    6. Calculable loss

    7. Limited risk of catastrophically large losses

    The legal principles of an insurance policy generally include- Indemnity, Insurable interest, Utmost good faith, Contribution, Subrogation & proximate cause. Insurance may be provided for various tangible & intangible properties, such as- Home insurance, Vehicle or auto insurance, Health insurance, Accident, sickness & unemployment insurance, Casualty insurance, Life insurance, Property, Liability or Credit Insurance & closed-community self-insurance.

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