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Insurance - Life In Toledo

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Insurance - Life

Below is a list of businesses which provide Insurance - Life services. If you do not see your business in the list, you can submit it for addition to this list. Adding your business will feature your listing above Standard listings.
Standard Listings

Business Listing   Alan Fuhrhop Agency - Toledo, OH - Phone: (419) 729-9700

Business Listing   Allstate Insurance - Toledo, OH - Phone: (419) 382-2100

Business Listing   Allstate Insurance Company - Toledo, OH - Phone: (419) 474-8558

Business Listing   American Family Insurance-Mark Urrutia - Toledo, OH - Phone: (419) 536-7780

Business Listing   American Family Insurance-Patrick Regan - Toledo, OH - Phone: (419) 407-1000

Business Listing   American General Life & Accident Insurance CO - Toledo, OH - Phone: (419) 531-4433

Business Listing   Bailey Taylor- Stephanie M - Toledo, OH - Phone: (419) 531-4466

Business Listing   Ballenger- Rebecca S - Toledo, OH - Phone: (419) 385-5775

Business Listing   Bandfield- Gardner L - State Farm Insurance Agent - Toledo, OH - Phone: (419) 841-4446

Business Listing   Bender- Bradley C - State Farm Insurance Agent - Toledo, OH - Phone: (419) 843-4001

Business Listing   Bly- David L - State Farm Insurance Agent - Toledo, OH - Phone: (419) 474-9672

Business Listing   Brown- Romualdo - Toledo, OH - Phone: (419) 480-1212

Business Listing   David Frank - Toledo, OH - Phone: (419) 474-6669

Business Listing   Davis- Vincent M - State Farm Insurance Agent - Toledo, OH - Phone: (419) 244-2904

Business Listing   Horn- Johnny M - Toledo, OH - Phone: (419) 531-4800

Business Listing   Lehman- Richard A - Toledo, OH - Phone: (419) 474-0559

Business Listing   Marion- Paul - Toledo, OH - Phone: (419) 535-6054

Business Listing   Mathewson- Dana W - State Farm Insurance Agent - Toledo, OH - Phone: (419) 478-8908

Business Listing   Moody- George J - State Farm Insurance Agent - Toledo, OH - Phone: (419) 471-9909

Business Listing   Nationwide Insurance - Toledo, OH - Phone: (419) 843-7600

Business Listing   Northwestern Mutual Life - Toledo, OH - Phone: (419) 474-4447

Business Listing   Ohio National Financial Services Caputo Agency - Toledo, OH - Phone: (419) 537-5588

Business Listing   Patricia Beach Agency - Toledo, OH - Phone: (419) 578-2014

Business Listing   Price- Eric V - Toledo, OH - Phone: (419) 536-6030

Business Listing   Primerica Financial Services - Toledo, OH - Phone: (419) 327-9460

Business Listing   Regan Financial - Toledo, OH - Phone: (419) 885-4813

Business Listing   S.R. Smith Insurance-L.L.C. - Toledo, OH - Phone: (419) 283-4323

Business Listing   Scotland- Jan K M - State Farm Insurance Agent - Toledo, OH - Phone: (419) 536-4200

Business Listing   Sims- Rex R - Toledo, OH - Phone: (419) 531-4036

Business Listing   Spoerl- John J - Toledo, OH - Phone: (419) 385-5754

Business Listing   Swaby- Renee - Toledo, OH - Phone: (419) 382-9121

Business Listing   Vugrinac- Martin J - Toledo, OH - Phone: (419) 389-0533

Business Listing   Wood- Scott N - State Farm Insurance Agent - Toledo, OH - Phone: (419) 726-3741

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other categories in Toledo, ohio

Helpful Definition for: Insurance - Life

Life insurance, in Toledo, is defined as a contract between the the insurer, & the insured according to which, the insurer pays a designated beneficiary or nominee a premium upon the demise of the insured person. Other events such as terminal illness or critical illness may also fall under the coverage of the policy. In return, the policy has to pay a fixed amount as per the deal, during his lifetime.

Life insurance policies in Toledo are the legal contracts & possess limitations of the insured events. Often specific exclusions are written into the contract to limit the insurer’s liability. Life-based contracts are generally classified as:

Protection policies that are designed to provide monetary benefits in a specified event & Investment policies that mainly aim at facilitating the growth of capital by regular or single premiums. Life insurance may be of two basic types – temporary or term insurance and permanent insurance, which again has four subtypes –universal, whole life, limited pay and endowment life insurance.

Term assurance is a temporary insurance that provides life insurance coverage for a specified term of years against a specified premium. Accidental death is a sub-type of temporary insurance, which provides coverage to the insured in case of his death due to an accident and not any kind of health problem or suicide.

Permanent life insurance is life insurance that remains valid until the maturation of the policy due to failing of the owner to pay the premium.

Universal life insurance is a latest insurance product that intends to provide permanent insurance coverage with greater flexibility in premium payment and the potential for greater growth of cash values.

Whole life insurance provides guaranteed death benefits, guaranteed cash values, fixed and known annual premiums & non-reducible cash value even in case of mortality charges & other related expenses.

Limited-pay life insurance involves payment of all the premiums over a certain period after which no additional premiums are needed to keep the policy valid.

Endowments are the policies in which at a certain age of the insured, the cash value built up inside the policy, equals the death benefit.

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