Find a Business Near: Wise, VA

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    Insurance - All in Wise

    Below is a list of businesses listed within our directory. If you do not see your business within the list below, you can submit it for addition to this list. Adding your business will feature your listing above Standard listings.

    Standard Listings

    Business Listing   Bank Of America - Wise, VA - Phone: (540) 328-1900

    Business Listing   Bon Secours St Mary's Behavioral Health Services - Wise, VA - Phone: (276) 679-6431

    Business Listing   Cr Pate & Co - Wise, VA - Phone: (540) 328-5441

    Business Listing   Farm Bureau Insurance-Wise - Wise, VA - Phone: (276) 328-8274

    Business Listing   National Adjustment Bureau Inc - Wise, VA - Phone: (276) 328-2355

    Business Listing   Nationwide Insurance Companies - Wise, VA - Phone: (276) 328-3171

    Business Listing   New York Life Insurance - Wise, VA - Phone: (276) 328-9600

    Business Listing   Wise Insurance Agency - Wise, VA - Phone: (276) 328-5441

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    Helpful Definition for: Insurance - All

    Insurance, in Wise,denotes a service primarily meant for risk management that provides financial assistance during an unexpected loss or transfers the risk of a loss equitably, from one entity to another, in exchange for payment. An insurance company in Wise sells the insurance to its client, called insured, or policyholder, who is the person or entity buying the insurance policy. The factor called 'Insurance rate' determines the amount to be charged for a certain deal of insurance coverage, which is called the premium.

    Insurance pools funds from many insured entities or exposures to pay for the losses incurred & thus protects the insured entities from the risk of paying a fee, the amount of which may depend upon the frequency and severity of the event occurring.

    Insurance can be provided by private companies to cover the risks, typically sharing seven common characteristics:

    1. Large number of similar exposure units

    2. Definite loss

    3. Accidental loss

    4. Large loss

    5. Affordable premium

    6. Calculable loss

    7. Limited risk of catastrophically large losses

    The legal principles of an insurance policy generally include- Indemnity, Insurable interest, Utmost good faith, Contribution, Subrogation & proximate cause. Insurance may be provided for various tangible & intangible properties, such as- Home insurance, Vehicle or auto insurance, Health insurance, Accident, sickness & unemployment insurance, Casualty insurance, Life insurance, Property, Liability or Credit Insurance & closed-community self-insurance.

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