1st Dream House Mortgage Corporation - Woodbury, NY - Phone: (606) 272-1403
Anton- Gene T. Attorney - Woodbury, NY - Phone: (516) 921-8600
Bender Insurance Agency - Woodbury, NY - Phone: (516) 799-8222
Berman Blake & Associates - Woodbury, NY - Phone: (516) 349-7200
Cesare John J Insurance - Woodbury, NY - Phone: (516) 364-3333
Commercial Express - Woodbury, NY - Phone: (516) 390-7960
Cooke- Joseph J. Attorney - Woodbury, NY - Phone: (516) 712-4000
Delta Funding Corporation - Woodbury, NY - Phone: (516) 364-8500
Gisonni- Eve-Lynn Attorney - Woodbury, NY - Phone: (516) 921-7773
Innovative Planning Services- Paul Stock - Woodbury, NY - Phone: (516) 677-6257
Inter-Reco Inc - Woodbury, NY - Phone: (516) 921-4051
K G K Agency Inc - Woodbury, NY - Phone: (516) 364-9700
Mortgages Inc - Woodbury, NY - Phone: (516) 677-0475
Oshinsky R & CO Inc - Woodbury, NY - Phone: (516) 829-2500
Reliastar Life Of NY - Woodbury, NY - Phone: (516) 682-8700
Seaman Ross & Wiener - Woodbury, NY - Phone: (516) 921-9100
Seaman Ross & Wiener Inc - Woodbury, NY - Phone: (516) 496-7600
Sterling & Sterling Inc - Woodbury, NY - Phone: (516) 487-0300
Tolchin Epstein Associates - Woodbury, NY - Phone: (516) 222-5516
Widder Erwin H Insurance - Woodbury, NY - Phone: (516) 364-8514
Insurance, in Woodbury,denotes a service primarily meant for risk management that provides financial assistance during an unexpected loss or transfers the risk of a loss equitably, from one entity to another, in exchange for payment. An insurance company in Woodbury sells the insurance to its client, called insured, or policyholder, who is the person or entity buying the insurance policy. The factor called 'Insurance rate' determines the amount to be charged for a certain deal of insurance coverage, which is called the premium.
Insurance pools funds from many insured entities or exposures to pay for the losses incurred & thus protects the insured entities from the risk of paying a fee, the amount of which may depend upon the frequency and severity of the event occurring.
Insurance can be provided by private companies to cover the risks, typically sharing seven common characteristics:
1. Large number of similar exposure units
2. Definite loss
3. Accidental loss
4. Large loss
5. Affordable premium
6. Calculable loss
7. Limited risk of catastrophically large losses
The legal principles of an insurance policy generally include- Indemnity, Insurable interest, Utmost good faith, Contribution, Subrogation & proximate cause. Insurance may be provided for various tangible & intangible properties, such as- Home insurance, Vehicle or auto insurance, Health insurance, Accident, sickness & unemployment insurance, Casualty insurance, Life insurance, Property, Liability or Credit Insurance & closed-community self-insurance.